Samantha Gilbert
Contact and Credentials
Email: samantha@getfundinglab.com
Phone: (916) 281-0545
NMLS ID: 300160
California DRE #: 01868290
Beyond the Lab
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Local Roots |
A proud resident of Lincoln, California. Samantha loves the tight-knit, small-town feel of her community. |
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Rodeo & Reins |
When she isn’t engineering loans, you’ll likely find her at a rodeo or spending time with her animals. |
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The “Crazy Cat Lady” |
Samantha is an unashamed animal lover. Her home is a sanctuary for many pets, earning her the affectionate title of the local “Crazy Cat Lady.” |
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Design Eye |
She has a passion for interior decorating, bringing the same precision she uses in lending to the aesthetics of her own home. |
Samantha Gilbert
Owner & Mortgage Broker
Behind every successful closing at The Funding Lab is a strategist who believes that no financial puzzle is unsolvable. As the founder and Lead Mortgage Broker, Samantha Gilbert has spent over 26 years mastering the complexities of the California mortgage market. Specifically, she has dedicated her career to helping first-time homebuyers and seasoned investors find the “perfect formula” for their property goals.
Samantha’s journey into the mortgage industry began with a desire for professional flexibility, allowing her to raise her family without missing a single milestone. Consequently, she understands that a home is more than just an asset; it is the foundation for a family’s future. This personal perspective is why she describes the mortgage process as a “learning experience” rather than a transaction. Furthermore, she takes pride in educating her clients, ensuring they feel empowered and informed from the first consultation to the moment they receive their keys.
In fact, Samantha is best known for her industry “superpower“: making the impossible, possible. She specializes in solving complex credit issues and helping individuals who previously believed homeownership was out of reach. By debunking the common myth that you need “perfect” credit and massive assets to buy, she opens doors that many thought were permanently locked. Ultimately, Samantha’s mission is to provide a friction-free, digital-first experience backed by nearly three decades of traditional expertise and unwavering ethical standards.
Proven Formulas and Results
Precision in Every File
Behind our digital edge and friendly mascot is a foundation of rigorous professional standards. In fact, we specialize exclusively in the California market. As a result, we can ensure every loan is engineered to meet state-specific regulations with absolute precision. Ultimately, your financial future is backed by a team that prioritizes transparency and ethics.
Partner with the Lab
Are you a California-based Mortgage or Real Estate professional with a “Digital Edge”? We are looking for forward-thinking experts who are tired of friction and ready for a more efficient way to close. Whether you want to join our internal team or partner with us as a preferred Real Estate Expert, let’s engineer success together.
