
Meet the
Lab Experts
Get to know the operational experts behind The Funding Lab team. To begin with, our experts combine decades of mortgage experience with our 100% digital process. As a result, we ensure your “funding formula” is perfectly balanced for a fast, friction-free closing.
The Funding Lab Team
Behind every successful loan is a team of experts dedicated to you. Specifically, we are the people (and one very helpful flask) working behind the scenes to turn complex data into simple, successful closings. Furthermore, you should look for Solution Sam throughout our lab. He acts as our digital guide, helping our experts stay precise while ensuring our clients stay informed.
Who Should I Talk To?
Similarly to how every borrower is unique, every loan is different. Therefore, we’ve organized our lab to ensure you’re paired with the expert who has the perfect formula for your specific goals!
The Homeownership Expert

Best for First-time homebuyers, $0-down programs, and growing families.
If you’re looking for a clear path to your first set of house keys, our Homeownership Experts are here to help. Specifically, they specialize in making the complex simple so that the daunting becomes achievable.
Talk to a specialist about FHA, VA, and
Down Payment Assistance.
The Investment Expert

Best for Real estate investors, DSCR loans, and portfolio expansion.
Ready to grow your wealth? Our Investment Experts understand the math behind the margins. Specifically, we help you engineer financing that maximizes cash flow while ensuring long-term scalability.
Talk to a specialist about Multi-family units,
Fix-and-Flips, and DSCR.
The Rapid-Response Team

Best for Quick closings and time-sensitive contracts.
Speed is often a critical factor in a successful loan. For this reason, our Rapid-Response team focuses on zero-friction processing. Consequently, we can get you to the closing table in record time.
Talk to a specialist about 15-day closings
and bridge financing.
The Lab Generalist

Best for general inquiries, rate information, and “Where do I start?”
Our generalists are the perfect starting point if you aren’t sure which expert you need. To facilitate this, we will analyze your unique goals. Accordingly, we will match you with the specific specialist required for your success.
Lab Standards: Excellence and Expansion
Precision in Every File
Behind our digital edge and friendly mascot is a foundation of rigorous professional standards. In fact, we specialize exclusively in the California market. As a result, we can ensure every loan is engineered to meet state-specific regulations with absolute precision. Ultimately, your financial future is backed by a team that prioritizes transparency and ethics.
- Fully Licensed: NMLS & California DRE
- California Market Specialists
- Verified Secure Data Protocols
Partner with the Lab
Are you a California-based Mortgage or Real Estate professional with a “Digital Edge”? We are looking for forward-thinking experts who are tired of friction and ready for a more efficient way to close. Whether you want to join our internal team or partner with us as a preferred Real Estate Expert, let’s engineer success together.


