Ops Perfection Corp. DBA The Funding Lab
Ops Perfection Corp., doing business as The Funding Lab (“we,” “us,” or “our”), operates the primary website located at getfundinglab.com. These Terms also govern your use of our related domain extensions and forwarding addresses, including but not limited to getfundinglab.info (used for our secure mortgage application portal) and any other domains owned by Ops Perfection Corp. that redirect to our Services (collectively, the “Site”).
By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use the Site.
Eligibility
This Site is intended for use by individuals who are at least 18 years old and reside in the United States. By using the Site, you represent and warrant that you meet these eligibility requirements.
Services Provided & No Professional Advice
The Funding Lab provides integrated mortgage brokerage and processing information, home search resources, and educational content (the “Services”).
- Not Financial or Legal Advice: While we provide data to help you understand the “chemistry” of a mortgage, the content on this Site is for informational purposes only. It does not constitute specific financial, investment, real estate, or legal advice.
- No Guarantee of Results: All “formulas” or “scenarios” provided are estimates. Final loan approval and terms are subject to formal underwriting and third-party lender requirements.
Intellectual Property Rights
The contents of this Site—including the “The Funding Lab” brand, “Solution Sam” mascot, “California Homeownership Formula” branding, logos, text, graphics, images, and the “look and feel” of the Research Library—are the property of Ops Perfection Corp. or its licensors and are protected by copyright and trademark laws.
- Limited License: You are granted a limited, non-exclusive license to view and print content for your personal, non-commercial use only.
- Prohibited Use: You may not reproduce, redistribute, or “scrape” data from this Site for commercial purposes without our express written consent.
- REALTOR® Trademarks: The terms REALTOR®, REALTORS®, and the REALTOR® logo are used on the Site to denote membership in the National Association of REALTORS® and adherence to its strict Code of Ethics.
User Accounts & Security
To access certain “Lab Results” or specific loan tracking features, you may be required to create an account.
- You are responsible for maintaining the confidentiality of your login credentials.
- You agree to notify us immediately at info@getfundinglab.com of any unauthorized use of your account.
- We reserve the right to terminate accounts that violate these Terms or engage in fraudulent activity.
Prohibited Conduct
You agree not to use the Site to:
- Violate any federal, state, or local laws (including the Fair Housing Act).
- Engage in any “data mining” or use automated bots to interfere with the Site’s infrastructure.
- Impersonate any individual or falsely represent an affiliation with The Funding Lab.
- Transmit any viruses, malware, or harmful code.
Third-Party Links & Referrals
Our Site may link to third-party vendors (e.g., credit bureaus, appraisal management companies, or title companies).
- No Endorsement: The Funding Lab does not control or guarantee the products or services of these third parties.
- Affiliated Business Disclosures: If we refer you to a partner where a financial or “other benefit” exists, we will provide you with a separate Affiliated Business Arrangement Disclosure as required by RESPA.
Disclaimer of Warranties
THE SITE AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.
Limitation of Liability
TO THE EXTENT PERMITTED BY LAW, OPS PERFECTION CORP. AND ITS OFFICERS, DIRECTORS, AND EMPLOYEES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES RESULTING FROM YOUR USE OF THE SITE. IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED $100.
Arbitration & Dispute Resolution
- TCPA Claims: You agree to resolve any disputes related to the Telephone Consumer Protection Act (TCPA)—such as claims regarding text messages or calls—through final and binding arbitration. You waive your right to a jury trial or to participate in a class action for such claims.
- Jurisdiction: For all other claims, you agree to the exclusive jurisdiction of the state or federal courts located in Placer County, California.
Governing Law
These Terms shall be governed by the laws of the State of California, without regard to its conflict of law principles.
Fair Housing & Equal Opportunity
The Funding Lab fully supports the Fair Housing Act. we do not discriminate based on race, color, religion, national origin, sex, familial status, or disability. We are committed to the achievement of equal housing opportunity throughout the United States.
Contact Information
If you have any questions regarding these Terms, please contact us at:
- Email: info@getfundinglab.com
- Mailing address: Ops Perfection Corp DBA The Funding Lab
2208 Plaza Drive Unit 110 Rocklin, CA 95765 - Phone: (916) 281-0545
Acceptance of This Policy
By using our Site and services, you signify your acceptance of this Terms of Use Policy. If you do not agree to this policy, please do not use our Site or services.
Effective Date: January 1, 2026