A mortgage down payment is your initial investment toward homeownership, but the traditional 20% requirement is often a myth that keeps buyers sidelined. This guide explores how to leverage 3% and 0% down options, alongside California assistance programs, to move from renting to owning much sooner.
Explore how HomeReady and Home Possible programs provide a “Lab-Certified” strategic roadmap for California buyers to secure 97% financing with flexible income requirements. This technical briefing explains how to optimize your homeownership formula by leveraging these low-down-payment options for a successful closing.
Explore how county-level affordable housing programs provide a “Lab-Certified” strategic roadmap for securing down payment assistance tailored to specific California regions. This technical briefing explains how to integrate these localized grants into your homeownership formula to reduce out-of-pocket costs for a successful closing.
Explore how the CalHFA Down Payment Assistance program provides a “Lab-Certified” strategic roadmap for California residents to secure subordinate financing for their initial purchase. This technical briefing explains the eligibility requirements and homeownership formula needed to leverage these state funds for a successful closing.
