Learn how to use alimony and child support as mortgage income to increase your purchasing power by applying the “6/3 Rule” and tax-free gross-up calculations. This guide from The Funding Lab breaks down specific agency requirements to help you stabilize your mortgage equation and reach the signing table with confidence.
Learn how to manage alimony and child support as a debt to keep your debt-to-income ratio within the qualifying range for a new home. This guide from The Funding Lab reveals the mathematical secrets of the “Fannie Mae Deduction” and how to balance your mortgage equation after a split.
Master the mechanics of the “Gross-Up Rule” to understand how non-taxable income sources like Social Security or disability can significantly increase your qualifying mortgage power. This technical briefing explains how the 125% adjustment factor works within your homeownership formula to ensure your debt-to-income ratio remains “Lab-Certified” for approval.
