Tawni Cole-Frank

JR Processor and Realtor®
JR Processor and Realtor Tawni Frank-Cole

Contact and Credentials

Email: tawni@getfundinglab.com
Phone: (279) 217-2735
California DRE# 01311879

Beyond the Lab

Tawni is a proud resident of Rocklin, where she treasures the strong family community that defines the area. When she steps out of her dual role as a Realtor® and Processor, she is most likely surrounded by her favorite people—her kids and her pets.

If you’re looking for her on the weekends, you might find her at a local bowling alley or hitting the high notes at a karaoke night. She brings that same vibrant, “extra mile” energy to her community that she brings to every client file.

Quick Stats

Industry Experience

25 Years of Dual-market mastery.

Area of Expertise

Buyer Representation and Loan Document Precision.

Fun Fact

She’s a bowling enthusiast and karaoke pro!

Favorite Local Spot

Any hidden gem across Placer County.

Tawni Cole-Frank

JR Processor and Realtor®

Most professionals see only one side of the home-buying equation, but Tawni Cole-Frank sees the whole picture. With a distinguished 25-year+ career spanning both real estate and mortgage processing, Tawni serves as a vital “bridge” at The Funding Lab. As both a Junior Processor and a licensed Realtor®, she understands that a home isn’t just a set of financial data—it’s a dream, a sanctuary, and a major life milestone.

Tawni’s journey began over two decades ago when her own first home-buying experience sparked a passion for the industry. Today, she uses that long-standing expertise to ensure that the transition from “finding the house” to “funding the loan” is seamless and successful.

Tawni’s “superpower” is her relentless dedication to the finish line. Whether she is analyzing loan documents in the lab or helping a buyer navigate the Placer County market, she is known for going the extra mile to ensure every deal closes. Her niche is working with buyers—helping them find the perfect solution for their lifestyle and ensuring the mortgage formula supports their long-term goals.

I want my clients to feel like they didn’t just get a loan, but that they found the perfect home with the best possible experience. Seeing that “dream home” moment is what has kept me passionate for over 25 years.

Lab Operations

In the Funding Lab, we don’t just look at the data; we look at the property. While a Processor handles the “chemistry” of the loan, a Realtor is your Lead Field Researcher. Because Tawni is a licensed Realtor, she understands how to find the perfect solution and ensure it fits perfectly into your financial formula.

Image of Solution Sam with a family holding a house key.
  • The Search: Scouring the market for homes that meet your requirements.
  • The Negotiation: Acting as your advocate to ensure the final price is in your favor.
  • The Coordination: Managing inspections, appraisals, and the bridge between the seller and the lab.
Read: Why a Realtor-Processor is Your Secret Weapon
Apply Online Now!

Proven Formulas and Results

Precision in Every File

Behind our digital edge and friendly mascot is a foundation of rigorous professional standards. In fact, we specialize exclusively in the California market. As a result, we can ensure every loan is engineered to meet state-specific regulations with absolute precision. Ultimately, your financial future is backed by a team that prioritizes transparency and ethics.

  • I highly recommend ops perfection team for processing mortgage loans. I have worked with the team for over five years and they do not skip a beat. They go over and beyond the call of duty on each and every file. I can rely on the ops perfection team, to handle our files with the utmost care. Five stars from me!
    Scott Handley
    Western Pioneer Financial & Properties
  • Just had a great transaction with Ops Perfection. They made a complicated deal very easy to navigate. 😊Thank you!
    Dalton Maxwell
    Mortgage Sales Manager
  • Michelle, Samantha, Rocio, Josh, and Alex has been wonderful. They have been professional, supportive, personable, and efficient. I am informed throughout the entire process and has never been left questioning where I stand. They are excellent in their communication, and it is always timely as this is crucial to closing. Because of them, achieving my dream home became possible. Thank you, THANK YOU!!!
    Pamala Phomthirath
  • This team is as good as it gets! The attention to detail, defined team roles that operate with intension. The leadership of Samantha Gilbert speaks for itself. Ops-Perfection helps me shine to my Realtor Partners and always communicates with professionalism. I trust my clients and business with this team!
    Michelle Walker
    Walker Home Loans
  • Ops Perfection is an amazing processing team! They are very organized, professional, and courteous. They get the job done. I submitted a purchase loan while I was on vacation abroad and we didn’t skip a beat. Alex kept me informed throughout the entire process and was very helpful in communicating with my clients. This was a short close of escrow and we managed to close on time. Comes to show it’s easy to have success when you have a great processing team on your side.
    Patricia Chavez

Partner with the Lab

Are you a California-based Mortgage or Real Estate professional with a “Digital Edge”? We are looking for forward-thinking experts who are tired of friction and ready for a more efficient way to close. Whether you want to join our internal team or partner with us as a preferred Real Estate Expert, let’s engineer success together.

Learn More About Joining the Lab!
Solution Sam giving a high-five to a new Funding Lab team member.